Services Overview

Here at Consumer Credit Counseling Service of Central New York^®, we offer a wide range of services to help you get out, and stay out, of debt.

Budget counseling at CCCS is free. Our professional budget counselors will help determine whether you are a good candidate for a debt management program to eliminate your debt without exorbitant fees. We also offer bankruptcy and HUD-approved housing counseling, as well as several other valuable and informative services.

Please select the service you'd like to learn more about:

	Credit Budget Counseling Budget Counseling is offered free of charge by CCCS. You and a certified counselor will review your income, expenses and debt, and create a plan to achieve your financial goals.
	Debt Management Plans When you're in over your head, a Debt Management Plan (DMP) might be exactly what you need. Get out of debt within 5 years and move on with your life.
	Bankruptcy Counseling CCCS provides pre-bankruptcy and pre-discharge financial education as mandated by New York State and Federal Law. Complete your counseling sessions in person, over the phone, or online.
	HUD-Approved Housing Counseling CCCS is approved by the US Department of Housing and Urban Development (HUD) to offer comprehensive housing counseling and education.